About Me

Hi there! ☕

I’m Hemant — founder of Kappa Koffee and your personal guide to financial clarity, one cup at a time.

Money has always fascinated me — not just the numbers, but the freedom, confidence, and possibilities it creates. Over the years, through my own journey of budgeting, investing, planning, and learning from real-world experiences, I discovered a simple truth:
Personal finance doesn’t have to be complicated.
It can be as approachable as having an honest conversation over coffee with a friend.

That’s the spirit behind Kappa Koffee.

Why I Started Kappa Koffee ...

I noticed something:

People feel overwhelmed by money, yet they hesitate to seek help because traditional financial services feel intimidating, confusing, or even judgmental. It is all about products, commissions and percentages; designed to benefit the advisors.

I wanted to change that. At Kappa Koffee, my mission is simple:
To make financial clarity accessible, supportive, and genuinely empowering.

Whether you're just starting your financial journey, planning for retirement, exploring investments, or building your path to independence — you deserve guidance that fits you, not a one-size-fits-all formula.

How I Can Help You ?

I offer 1:1 personal finance coaching that’s focused entirely on your goals, your challenges, and your dreams.

My services include:

• Holistic Financial Guidance

• Investment Guidance and Asset Allocation

• Budgeting Assistance

• Retirement Planning

• Insurance Planning

• Crypto Portfolio Planning

• Company Formation and Structuring

• Alternative Investment Strategies
  

No sales pitches. No confusing jargon. Just real conversations and practical strategies to help you move forward with confidence.

Let’s Grab a (Virtual) Coffee

If you've ever felt like you should know more about money — but weren’t sure where to start — you’re in the right place. Let’s make personal finance simple, human, and even a little fun. ☕

👉 Schedule your free discovery call here